Stock up with confidence
Put working capital toward inventory, materials, or seasonal demand without losing momentum.
Proudly serving American business
Capital for the
businesses that build America.
When an opportunity will not wait, US First Funding helps established businesses access practical working capital with a straightforward, personal process.
Personalized reviewClear communicationBuilt for business
01Working capital
Funding that meets the moment
Your business knows where it needs to go next.
A busy season. A crucial repair. More inventory. A chance to grow. Whatever the moment calls for, we take the time to understand the business behind the request.
Start a conversation ↗Act on opportunity
Be ready when expansion, equipment, or a time-sensitive business opportunity comes into view.
Keep business moving
Handle payroll, repairs, marketing, and everyday operating needs with a plan built around your business.
02A straightforward process
No maze. No runaround.
Business funding should feel like business.
You will speak with a real person, understand what is being considered, and have room to ask questions before deciding what is right for your company.
Tell us about your business- 01
Start the conversation
Tell us about your business, your goals, and what you need capital to accomplish.
- 02
Review your options
We review the business and explain any available offer in clear, practical terms.
- 03
Choose with confidence
If approved, you decide whether the offer and remittance structure fit your business.
03The US First standard
Proud to back American enterprise
Built on hustle.
Backed by respect.
Small and midsize businesses keep communities working. They create jobs, serve neighbors, and turn good ideas into lasting institutions. US First Funding exists to meet that drive with responsiveness, transparency, and personal attention.
✓ Direct, honest conversations✓ Respect for your time✓ A business-first perspective
04Questions, answered
Know what you are considering
Straight answers before you move forward.
What is a merchant cash advance?+
A merchant cash advance is a purchase of a portion of a business's future receivables. It is not a traditional loan. Terms, purchased amount, purchase price, and remittance structure are stated in the agreement.
What can the proceeds be used for?+
Businesses commonly use proceeds for inventory, equipment, repairs, payroll, marketing, expansion, or other legitimate business purposes, subject to the terms of the agreement.
Does starting a conversation guarantee an offer?+
No. Availability and terms depend on review and underwriting. Submitting information does not guarantee approval or funding and does not obligate you to accept an offer.
What should I review before accepting?+
Review the total purchased amount, purchase price, remittance method, reconciliation provisions, events of default, and all other agreement terms. Ask questions and consult your own legal or financial adviser when appropriate.
Your next move starts here
Let's talk business.
Tell us what opportunity is in front of you. A US First Funding specialist will reach out to learn more about your business.
877-873-17762952 Seneca StreetBuffalo, New York 14224